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The 411 on How Your Driving Record Affects Insurance Rates

For many drivers, monthly car insurance fees can be a costly obligation. Congruent with rising costs of medical treatment and auto repairs, auto insurance premiums have steadily increased for the past several years. When considering the current state of the economy, drivers today experience an ever-growing financial stress. Luckily, there are ways to take back control of auto insurance rates. By driving smart and , car insurance can become a manageable expense.

While most people are aware that getting in an accident will result in higher insurance rates, it’s perhaps less obvious that a clean driving record can lower your rates over time. Most insurance companies offer significant discounts for drivers who have not recently had an accident, usually within three to five years. Safe driver discounts often compound to save more money with persistent accident-free driving. read more »